rich guider

Exploring the intersection of fintech, investing, and behavioral finance — from DeFi lending and digital wallets to wealth psychology and AI-powered tools. A guide for the modern investor navigating year’s tech-driven financial landscape with clarity and confidence.
FatFIRE and Bored: Why “Freedom” Can Still Feel Empty (and What Helps)

FatFIRE and Bored: Why “Freedom” Can Still Feel Empty (and What Helps)

Reaching financial independence—especially with the option to retire early—often comes with a clear expectation: more freedom should automatically translate into more fulfillment. Y…
Designing a “Splurging Budget” Within a Long-Term Wealth Strategy

Designing a “Splurging Budget” Within a Long-Term Wealth Strategy

Table of Contents What a Splurging Budget Means in High-Savings Planning When Extreme Frugali…
Managing Relationships with Immature Relatives: An Informational Perspective

Managing Relationships with Immature Relatives: An Informational Perspective

Table of Contents Why Family Dynamics Become Strained Common Behavioral Patterns Observed Po…
Returning to High Performance After Long Time Away From the Game

Returning to High Performance After Long Time Away From the Game

Table of Contents Context: Stepping Away and Coming Back Why the Loss of an “Edge” Feels So S…
When Early Retirement Arrives Sooner Than Expected: Why “Freedom” Can Feel Like Grief

When Early Retirement Arrives Sooner Than Expected: Why “Freedom” Can Feel Like Grief

Table of Contents The moment you “make it” can still feel heavy Common reasons sadness shows …
Inheritance for Your Kids: A Practical, Non-Dramatic Framework for High-Stakes Family Money

Inheritance for Your Kids: A Practical, Non-Dramatic Framework for High-Stakes Family Money

Planning an inheritance can feel oddly technical and deeply personal at the same time. Money mov…
When Does Business Class Start Making Sense? A Net-Worth-and-Lifestyle Lens

When Does Business Class Start Making Sense? A Net-Worth-and-Lifestyle Lens

The question sounds simple: “At what net worth should I start flying business class?” In practic…
When Wealthy Parents Continue to Support Adult Children

When Wealthy Parents Continue to Support Adult Children

Table of Contents Why This Question Keeps Appearing Common Forms of Ongoing Financial Support…
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