rich guider

Exploring the intersection of fintech, investing, and behavioral finance — from DeFi lending and digital wallets to wealth psychology and AI-powered tools. A guide for the modern investor navigating year’s tech-driven financial landscape with clarity and confidence.
Hedge-Fund-Style Options Strategies Individuals Can Access (Without Pretending They’re Hedge Funds)

Hedge-Fund-Style Options Strategies Individuals Can Access (Without Pretending They’re Hedge Funds)

Many “hedge fund options strategies” sound exclusive, but a large share of the building blocks are implemented with listed options and risk controls that are available to individua…
Thinking About Trusts and Estate Planning: How High-Net-Wagnitude Plans Are Usually Framed

Thinking About Trusts and Estate Planning: How High-Net-Wagnitude Plans Are Usually Framed

Estate planning conversations often start the same way: a family has built significant assets, w…
Understanding Grantor Split Trusts (GST) in High-Net-Worth Estate Planning

Understanding Grantor Split Trusts (GST) in High-Net-Worth Estate Planning

Table of Contents Why GST Structures Appear in Wealth Planning Discussions What a Grantor Spl…
Are Irrevocable Trusts a “Must”? A Practical, Non-Sales Overview

Are Irrevocable Trusts a “Must”? A Practical, Non-Sales Overview

“Irrevocable trust” is one of those phrases that can sound like a required milestone in wealth p…
Evaluating Financial Sufficiency: Keep Growing Net Worth or Reconsider Work?

Evaluating Financial Sufficiency: Keep Growing Net Worth or Reconsider Work?

Table of Contents Why This Question Emerges Recurring Perspectives in High Net Worth Discussi…
Keeping Two Homes 35 Miles Apart: Practical Upsides, Hidden Friction, and Decision Filters

Keeping Two Homes 35 Miles Apart: Practical Upsides, Hidden Friction, and Decision Filters

A second home doesn’t have to be “far away” to be meaningful. In some families, a short-drive se…

Considering Early Retirement at a High Net Worth: An Informational Perspective

Table of Contents Context of High-Net-Worth Early Retirement Discussions Common Financial Con…

When Spouses Disagree About a Large Charitable Donation: How to Think It Through Without Turning It Into a Fight

Large charitable gifts can be deeply meaningful, but they can also surface difficult questions a…
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